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If you’re like me, you like saving money. The only thing better than saving money is getting free money. Thanks to my older and wiser friends who have kids and are pros at adulting, I’ve been introduced to some cool money saving apps that allow you to do just that. Since I want us all to be living our best lives, I’m sharing these apps with you all!
Going to the mall is a thing of the past. Millennials have been blamed for the death of overpriced, outdated, large shopping malls. It’s easy to blame us instead of addressing that we’re far overworked and lack hours in the day to make that trek. Seeing that this is our new reality, we now spend our days filling up mobile shopping carts and opting for packages delivered to our door.
That’s where Ebates steps in. Either download the app on your phone or install the plugin into your browser and you’ll get automatic cash back while shopping. Sometimes it’s as little as 1% and others as much as 12%. Just last month I received money back after ordering graduation announcements.
The only draw back is your pay out aka Big Fat Check is delivered every 3 months via check or PayPal. I don’t mind the wait because it’s nice to know I have something coming. If you want to sign up, feel free to use my referral code and receive $10 towards your Big Fat Check.
This little app helps you save money in two ways. Acorns is a micro-investing firm focused on passive savings. It links to your bank accounts and cards to track your spending. Similar to the round up feature banks offer with savings accounts, Acorns takes your spare change and invests it. So instead of getting .005% return annually, you may get 2%.
I know it doesn’t sound like money savings off the bat, but that’s what the Found Money feature is for. Once you make a purchase from select retailers they invest money into your account. I know I can’t wait to get my next pair of glasses from Warby Parker or trying out Blue Apron.
If you aren’t a college student with an edu email account, the cost of an Acorns account is $1 per month. Since I’m using this a way to save and dipping my toes into the world of investing I don’t mind. If this is a risk you’re willing to take sign up to receive $5.
Shopkick almost sounds too good to be true, but I promise this isn’t a scheme from Joanne The Scammer. This app lets you earn points aka kicks simply by walking into/ by a store. Are you one of those rare millennials who still visits the mall, well walking by your favourite shop can earn you anywhere from 10 to 35 kicks. On top of that, you can receive even more points by scanning designated items in shops. Pop into Target for milk? Take the extra 1 minute to scan some produce. In the checkout line at Harris Teeter? Scan that People Magazine you were just flipping through. The only thing you have to lose is free kicks.
Those kicks are then used to redeem rewards. So far I’ve redeemed two gift cards from Target, and I’m on my way to one from Old Navy. Shopkick is one of the only apps that do not require you to spend in order to earn. Just go ahead and download the app.
This app is by far my favourite. You earn points by taking a picture of your receipt after shopping. When shopping for health items, groceries, gas, and beauty products, you know places like Aldi, 7-Eleven, Walgreens, you earn coins and a raffle entry. With shops H&M, IKEA, and Home Depot that offer home improvement and clothing you’ll receive spins. Don’t think eating out doesn’t reward you. Cheating on your diet at Popeyes or grabbing an overpriced salad from Chopt will earn you raffle tickets. Practically every transaction you have is beneficial.
This cashout model is similar to Shopkick as it operates on a point system instead of dollars. Once you receive 1000 coins you can cash out $5 to PayPal or Amazon. The more points you have the larger the cash out will be. Download the app today!
Similar to Ebates, you can use Ibotta for cash back while shopping. I mainly use it for grocery shopping at places like Publix, Target, and Kroger. The app features products and services offer a percentage or cash amount back in savings. Once you’ve selected that deal, you snap a picture of your purchase and all it a day. Typically I get cash back on tea bags, condiments, desserts, and cleaning supplies.
Recently they updated their partnerships to include Amazon, iTunes, and even Uber. Now you can get money back when you Uber, Uber everywhere. With Ibotta your cashout is available once you accumulate $20 via Venmo and PayPal. There is also the option to receive gift cards to Starbucks, Whole Foods, and Sephora just to name a new. Sign up and get started with $10.
There are tons of apps out there offering similar savings, but these I have had the most success with. I’d love to know what you all are using to save money.
Until Next Time,
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